A lot of us here have a high level of financial diligence, and it helps us live well and create financial security for ourselves, even when times are hard.
When do you all think is the appropriate time to relax a little, even if that means spending more and saving less?
What is your marker for – I really have let this go too far? I need to pay attention again and tighten up.
I know I was as hard core as I could be for only 2 years or so (even then I couldn’t resist a good latte at a local cafe). Then I had some level of paying attention to things that ebbs and flows. The last few years with a kid + illness has meant that I have let even more things go. I’m starting to pay attention a bit more and I’m thinking through what’s worth actually trying to do and what’s worth letting go of in this stage of life where time, attention, and energy is extremely limited.
– Search for a reusable water bottle I like that I can actually keep clean?
– Spend 3 weekends finding and fixing up a bedframe for my kiddo, or buying new in one day and just keeping it forever? Or watching for weeks for what I want used?
– Taking the time to find the cheapest grocery store and going to it (this one I do, this one is one time effort for saving $$ every single week.)
I could spend that time building my business or just you know… enjoying life, but it’s true that you can’t out earn a spending problem.
Love to hear your personal experience and thoughts!