I had enough amnesia to do this for the third time so I’m sure I’ll forget again. Thank goodness for that.
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Hahaha I am questioning this amnesia right now, in the middle of sleepless nights. Like, you just forget how awful labour and delivery and the sleeplessness and everything is?! How?!
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My brain is very good at “whatever is happening right now is how it’s always been and will be forever forward”. Horrible in the middle of the bad but great for downplaying and forgetting during the good times.
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Thanks all!
@Economista I don’t have a Kaiser option (only NorCal does, not SoCal) and the HMO I do have access to doesn’t include my Ob/Gyn so it’s not an option.
@Bracken_Joy thanks for the info! The two plans that make sense both have the same $4K OOP max and 20% coinsurance after the deductible is met, they just have different deductibles and premiums.
Assuming L&D costs at least $20K (20% coinsurance would be $4k OOP) then it makes sense to go with the high deductible plan since I’ll be hitting the OOP anyway and then I can offset slightly by continuing to contribute to my HSA with pre-tax dollars. I’m in CA and the article that @Ferngully linked said we have super high room and board rates so maybe that’s a safe assumption? Plus, if anything deviates from a textbook vaginal delivery then I’m sure the cost increases drastically.
I have a few weeks before switching plans so I’ll try to call the hospital and get an estimate of costs.
Sorry you’re feeling terrible @LadyDuck! I had a multitude of issues first trimester but thankfully HG wasn’t one of them.
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Pay attention to how labs and ultrasounds are covered too, since those aren’t counted as routine prenatal care 
I also ended up with a lot of extra office visits, so all of those can actually sway the cost breakdown heavily, not just the delivery. Not sure how far along you are, but just in case it’s relevant.
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Yes! This is important as well. My plan has a 0% co-insurance for all labs, so labs were 100% covered. I even needed an amniocentesis and it was completely covered because it was billed as lab work. Combined with everything else, I t definitely made paying a little more for this plan’s premiums worth it in the long run.
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I am almost 33 weeks and this pregnancy is so much more difficult than my first. I worked until 38 weeks last time which I remember regretting the final two weeks of it but it was manageable, there is no way I could be working in that job on my feet right now! I’m so uncomfortable and big and sore. If I ever wanted a third child, I’m not sure I will be willing to be pregnant again after this.
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I’m personally all for Ponder carrying our third child.
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This is messed up for so many reasons but fun to joke about when symptoms are bad… https://youtu.be/cgmdF9l7K9o
Wow you were a trooper. I started early labor at 35 weeks with my first so I worked from home for 2 weeks and then she came at 37 weeks. I couldn’t imagine going into the office every day at that point!
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Oh that’s creepy. Not sure how I feel about that.
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I feel better than expected during exercise or movement, and worse than expected during rest (especially lying down or sitting). The answer is to screw computers and keep moving all day, right?
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We are only planning on one bio-kid but I keep telling spouse that it’s his turn next. 
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My sinuses are all blocked. This is a new symptom and I don’t like it. Makes the nausea worse. I’m hopeful it’s partially the current atmospheric systems too?
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Nope, another fuuuuun symptom.
Did you have congestion with your other pregnancies? I definitely did 
I didn’t, but the nausea honestly seems worse and earlier this time around. Uuugh I thought it would get better each pregnancy, not worse.
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I think I’ve read it usually gets worse 
I’m sorry.
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Dammit. My mum’s got better/less each time, or at least duration of vomits did. Ow my stomach hurts.
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There’s a giant work deadline that keeps getting delayed. Current target is mid-Sept, 2 months before my due date. My gut feeling is it will stretch out at least 1 more month, with a 1 in 5 chance it actually gets punted til November. I’m frustrated enough with work that at some point I will announce my planned leave and draw a firm line. (Several years back I signed financing for my company two hours before my wedding, wearing the wedding dress, but that was my choice, not the result of other peoples’ false optimism and poor planning.)
I still haven’t decided on leave plans yet. At this point the US is looking really unlikely to be “normal” until a year from now, according to UCSF’s medical chair (tweet). So any sort of daycare will come with some covid risk. Is this a year to skip that entirely and try part-time consulting? Or a sabbatical? (I likely do not want to be a full-time parent in the long-term.)
There’s a dance party in my belly tonight. Hi Spore!
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