Hi all,
Question about the Oregon Health Plan and the upcoming Bridge Health plan.
Firstly, does OHP have an asset test? All the reading I have done on-line indicates the max value of one’s assets cannot exceed $2000 for an adult to be enrolled on OHP.
This is confusing because I know several people on OHP who clearly have more than that. One of my gal pals just lost her high paying job and she was accepted onto OHP and she has liquid assets exceeding $1Million… Like Huh?
The reason I ask is Oregon is going to be starting an OHP like plan called the BHP which covers folks with an income between 138 and 200% of FPL, This would work nicely for us but we have… y’know… ASSETS! Apparently the Feds are giving Oregon most of the money to fund the BHP and there is no asset test on the ACA so I would assume the BHP would follow the same rules as the ACA, i.e no asset test.
But I think maybe your friend is on OHP illegally? They may just tell you what the asset limit is and how to calculate it but they may not demand proof.
I looked online a bit. It sounds like the law says that there’s an asset limit but I suspect that the “am I eligible” tool doesn’t ask about assets because the charts only talk about income. Maybe someone missed that as a requirement for the website??
Thanks for the replies, Yes it makes me wonder if the application people are turning a bind eye to that asset test question. I’d hate to qualify for the new BHP based on income, then find I can’t sign up because of assets… THEN find I don’t have enough income to qualify for the ACA either and end up de-facto uninsured!
Yea here is from an explainer website since I am phone typing
Under Medicaid expansion, Medicaid eligibility for adults under the age of 65 is based solely on income (along with immigration status; in most states, a person must have been lawfully present in the U.S. for at least five years to qualify for Medicaid). Assets are not taken into consideration. Assets are also not taken into consideration for CHIP, or when Medicaid/CHIP eligibility is determined for someone who is pregnant. But asset tests are still used for Medicaid eligibility in some circumstances, including for people who are 65 or older.
I got in a big fight with the fact checkers at slate about this and had to fight because it is so confusing lol
Well, We applied for and have now been on the expanded OHP for just over one week. Then on Thursday night I got to use it!.. Fell off my bike, face planted pavement, ambulance ride, 4 sets of CT scans and 4 fractures in my facial bones including fractures in the upper and lower eye socket.
OHP called me the next day to ask how I was doing and to see if I needed any more help, making appointments, self care etc… Simply amazing!
Still waiting a call from the face surgeon and hoping I don’t have to have my jaw wired shut!
Thankyou @anomalily for your info on qualifying for the OHP (BHP in my case). Turned out to b more more useful than expected!
Thanks @noitsbecky I met the people who looked after me today. They held my head still in the road before the firetruck/ambulance arrived, called 911 and made sure my friends were informed so they could let people know. Wonderful people!
Hi all… I have a good news update: After discovering the surgeon that was supposed to call me on Friday (didn’t) is on vacation all this week, I managed to see another Dr at a different practice this afternoon.
Went through the CT scans with me and pointed out all the damage… There are 4 separate fractures but those fractures are broken into a lot of small pieces… Quite a bit of damage. The good part is even though some of those bones will not heal none of them will require intervention, providing that is I only eat pureed food and DON’T attempt to CHEW over the next 6 to 8 weeks.
None of the bone fragments will threaten anything critical. I was very very fortunate in other words. Not sure how I’m gonna eat on the airplane on our trip back to the UK but we’ll cross that bridge later.
A friend who recently had major jaw surgery ended up drinking a lot of those Ensure shakes for snacks, and putting most meals through a blender and drinking them. He had blender enchiladas, etc. It’s not amazing and I don’t think it was fun but he got through it and so will you.
Thankyou. Honestly I was totally freaked out at the thought of having my jaw wired shut so the fact I dont have to is a huge relief… Yeah I can eat pureed crap as long as I need to!
Its been three weeks today since the accident… Not much to see apart from a large cut above my eye. I also had an opthalmic exam as I was seeing some flashing in my peripheral vision. Turns out I have probably knocked a large floater loose.
The main thing is I do not have a torn retina!.. Yay!
The nerve that feeds my gums is starting to wake up so I am getting a tiny bit of feeling in my lips/teeth on the injured side. The downside is, the freaking nerves are waking up which means way more pain!
Still not taking any opioids though! Still on the pureed food for at least another 3 weeks but healing is going as well as can be expected I think.
I might not even get any really cool scars out of the deal!
