Duluth Trading co knee highs $13-15
Although I just checked and they are lower – in the 15-20mmHg range, oops
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There’s probably some hyperoptimization game to be played to maximize your return, but I use the REI credit card and have been happy about it for 20 years.
1% cash back on everything, 8-10% cash back on REI purchases, $20 one-time fee, and profits go to a co-op that is slightly less awful than big banks. Small catch is the dividend comes as store credit spendable immediately, or you can opt for a check a few months later.
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I have that card actually but REI dividend just isn’t that useful for us (especially now that I’m bigger than their sizing).
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But yeah good point on not worrying too much about optimization because it’s not a big amount of money in the long run.
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Related question: are all card issuers good about siding with you in fraud/charge disputes? Because I’ve disputed stuff many times and found Chase super easy to deal with, didn’t know if my having that card for like 15+ years now played anything into them being nice with me.
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I have 3 credit cards for regular spending. Mostly because I signed up for each of them at separate times to get a 0% deal on a big purchase. I also enjoy optimizing this because it’s fun, and if it were annoying I would definitely stop doing it.
- I have the Costco Citi card, which has 2% back at Costco and 4% on gas. I use this card for exactly those two things
- I have the Amex everyday card that has 2% back on groceries, and I use it only for that
- I have the Chase Freedom unlimited card, which I think is 1.5% back on everything, and I use this card for anything the above two cards don’t cover. Periodically there are categories that are 3% back, like restaurants and drugstores
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If you have the credit for it, the Chase Sapphire Reserve is hard to beat for one year. The fee is so high I downgraded it to a regular Sapphire before the second one hit, but with the points, the travel credit (which we used for the first month of Husband’s grad school housing at an AirBNB), and the signup bonus, we made $1,200 profit from having it that year. Now, with no travel, that would be $900.
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I think that’s too travel focused for my family to benefit but awesome it works so well for you 
We do have essentially perfect credit, like 820+ last I checked.
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They have done a LOT to the CSR to make it work during a year when no one is traveling. The $300 travel credit goes towards groceries, you get free delivery on Doordash and $60 per year to spend on doordash. And Lyft Premium. And you can use the points as cash back towards other things.
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Went with the Citi Double Cash. Seemed like the best fit if I still keep one primary card (preferred) instead of using multiple cards to optimize. Thanks for all the input
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Good choice
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If I do add another card, it will be a Discover bec my main grocery store only takes cash, debit, or Discover.
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I suspect it’s similar to here … You CAN buy up to 30 OTC and non custom, but prescribing, customizing and insurance coverage start in the 20-30 range, so you usually see manufacturers shift to the provider access/special orders around that range.
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Alternatives to Kindle store for buying ebooks? I know Nook app is one option. I read on a tablet rather than a Kindle so plenty of flexibility.
Is Nook the Kobo app? I buy my ebooks from Kobo when possible to avoid Amazon. But your options may be different in the US.
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Nook is Barnes and Noble, which is our biggest surviving chain of physical book stores.
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Kobo is the independent ebook option. You can often buy kobo books from your local independent bookstore I think.
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I use these (yes it’s amazon, but you can get them directly from the vendor too). 20mmHg at the ankle graduated up to 12 right below the knee. They work well for me on competition days where I’m wrecking my electrolytes and feet/ankles want to swell.
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I use Kobo (and library via Overdrive or direct).
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Nook
Apple Books
Kobo
Google Books
Smashwords (independent only)
Tolino (German)
Vivlio (French)
Ebook subscription sites:
Scribd (might be for audio only?)
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Personally, I’ve decided that my next ereader will be a Kobo. I don’t love that they are currently owned by Walmart, but as an indie author, I have a lot of respect for the people at Kobo Writing Life (their self-publishing section, like Kindle Direct Publishing is Amazon’s self-publishing section)–they do a lot of outreach and support for indie authors, so they’re the ones I’d like to support in return.
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