I am wondering if folks have advice about refinancing mortgages! My home loan is from 2015 and at 4%. With the recent drop in interest rates, I have been looking at possibly refinancing, but I’m not sure what all I should be looking for. Any advice/rules of thumb appreciated!
Mostly I’ve been using the zillow refinance calculator to run numbers, and it’s not exactly a slam dunk with the numbers I’ve got, which surprises me. https://www.zillow.com/mortgage-calculator/refinance-calculator/