Mortgage refinance

My original loan officer said they would not sell my mortgage because it was small. (Not worth selling?) Within a year it was sold to Fannie Mae. I didn’t care, I still paid my bank via online payments.

I had no issues with either servicer, but I paid my own taxes and insurance rather than having the escrow thing.


Our refinancing has never been that big of a deal paperwork wise. We refinanced our last house, and are doing this one now.

And all of our mortgages have been sold and I’ve never even really noticed. They can’t change the terms on you.