mint is shutting down 😫

[hollaynia]

Nooo, I hate this…we’ve been Mint users for so long. Boo!

[galliver]

Monarch has android and web app so I’m pretty sure they have apple, too!

[rocklobster]

I’m so angry about this too. A literal decade of data.

@anomalily

Have you tried Monarch or Simplifi or looked at them? Those both stood out to be as good alternatives to Mint. YNAB is really a tough sell as it’s so opinionated

These are the two I’ve been considering since I found out. Nice to know they are approved by an expert! I’m more interested in tracking than ‘budgeting,’ not sure if that leans any which way.

[rocklobster]

The link to download your Mint data if anyone needs it:

https://accounts.intuit.com/app/account-manager/myData

[anomalily]

For people who regularly use multiple currencies, this is the best one I have found

Toshl Finance

[Ferngully]

I use Tiller for assets (but still use YNAB for expenses & budgeting, Tiller doesn’t have a mobile app and I like to reconcile from my phone). I really like how it auto-populates a spreadsheet, which means I can set up a template to show me the info I want.

Template after a few years of tweaking, numbers are fake

[Sunflower]

Oh that’s a cool view! Do you connect your accounts or import manually?

[Ferngully]

I connect the accounts to Tiller. (Most months there are at least 1-2 connections that need fixing. I’m not sure Personal Capital or Mint were any better though. I guess the whole system is just that brittle?)

Tiller dumps the updates in the first sheet, not shown here. They’re basically copied (referenced) in the colorful rows at the bottom of this screenshot, and then summed into buckets up top. The expenses breakdowns come from YNAB (the “notes” on each cell contains the query that I can paste into the YNAB search box).

[Ferngully]

Monarch looks really nice! Not sure I have the stomach for switching right now (and would keep Tiller for spreadsheets regardless) but will have to poke around.

[galliver]

My one gripe with Monarch (which may actually be with Plaid? ) is it does a terrible job picking up new accounts at an already added bank (Mint did this implicitly).

Example: if you move some of your savings to a new CD, you have to reload all your accounts from that bank. This then messes up your tracking by treating all those balances as new funds/income.

[katrillion]

My favorite budgeting/financial tracking software, Mint, is shutting down at the end of 2023. I’m trying to view this as a positive thing, I think Intuit is kind of an evil company and I’m excited that I will be completely free of their products after Mint’s EOL. Also moving to a paid service without ads might be nice. But I’ll miss the mostly accurate automated categorization, and being able to easily see trends and spending categories over a specified period of time.

What are your favorite tracking tools and why?

[neovonretorch]

Hey welcome - there is a thread discussing alternatives you can check out!

mint is shutting down

I use Tiller for assets (but still use YNAB for expenses & budgeting, Tiller doesn’t have a mobile app and I like to reconcile from my phone). I really like how it auto-populates a spreadsheet, which means I can set up a template to show me the info I want.

Template after a few years of tweaking, numbers are fake

<a class="lightbox" href="//omdforum.s3.dualstack.us-west-2.amazonaws.com/original/3X/a/a/aa62eb827fde1895e9194afdc6141713be1cb5b0.png" data-download-href="/…

[katrillion]

Oh thank you! This is exactly what I was looking for

[letired]

I still use PC, and they were pretty aggressive for a while about calling me, but did eventually give up. It took a while though. It felt like the price I paid for a ‘free’ service, but i agree it was mega annoying.

[anomalily]

Hey hey looks like time to do a round 3 of the budgeting app games - if you’re going to try something out other than mint, might as well get stickers and a badge for it!

Budgeting App Judging Challenge - Try Things other than Mint, get stickers

The past two years, I put together a battle for all the many, many budgeting apps out there! Now with Mint shutting down, why not do it again so people can get some stickers while trying out a new app!? While I’ve tried a ton of them myself, I really want to get perspective from some of the folks in the OMD community try them, too. We put together the Summer of Funds Budgeting App-Lympics These are the videos that came from those [🔴 Live: Budgeting for People Who Hate Budgeting] […

[anomalily]

These are the apps in the review, for reference

App/Website	Type of App	Compatible OSes	Other Notes
NEW Much App	Budgeting, Goals	Web, iOS, Android	Free 30-day Trial, Costs after that
Mvelopes	Budgeting	Web, iOS, Android	Free 30-day Trial, Costs after that
Splitwise	Splitting expenses	Web, iOS, Android	Free
Tiller	Budgeting and Investing Dashboard	Web	30 Day Free Trial, Costs after that, free for students - Must have google account; Runs in Google Sheets
EMPOWER - WAS Personal Capital	Budgeting and Investing Dashboard	Web, iOS, Android	Free; must connect some bank accounts
Honeydue	Budgeting app for couples	iOS, Android	Only testing the free app (not the account) Must have 1 other person to test with
Pear Budget	Budgeting	Web	30 day free trial, costs after that
Toshl	Budgeting	Web, iOS, Android	30 day free trial, costs after that
PocketGuard	Budgeting	iOS, Android	Free version - Good for Overspenders
Simplifi	Budgeting	web, iOS, Android	30 day free trial, costs after that
YNAB	Budgeting	web, iOS, Android	34 day free trial, free for students, costs after that
Fudget	Simple Overview Budgeting	iOS, Android	$2.99, does not link to bank account
Monarch Money	Budgeting and Goals	Web, iOS, Android	Free plan with Premium Upgrade, Free trial, allows you to budget with a partner
GNUCash	Personal Double Entry Bookkeeping	Desktop - Linux, Windoze, Mac	Free and Open Source
NEW CreditKarma	Successor to mint but has no budgeting	Web, iOS, Android	Free
NEW Weekly	Budgeting	iOS only	Free on mobile, web costs money

[hollaynia]

We’ve had Personal Capital (now empower) and abandoned it because we had trouble loading some of our accounts.
I’m looking at it again and it doesn’t appear you can set budgets there either - am I missing something?

[letired]

It has something it calls a budget, but it’s just a total monthly spending goal, no specific category numbers. It does let you categorize each transaction, but it’s more retrospective/tracking than forward planning. I get more mileage out of their ‘cash flow’ view, but it’s still not a real budget.

Their target audience is definitely high income or high net worth people that dont care about budgeting or spending planning.

[anomalily]

Creditkarma just told me that my credit score “unlocked” their budgeting and net worth features

[madgeylou]

hmm i am 803 and it didn’t do that for me