Get More of Your S*** Together: January

Challenges
41

Here is the podcast on it:

2 Likes
42

I don’t have “Automatic Exchange” as an option. Is that maybe my problem?I have the automatic invenstment set up (bank to settlement account) just not the second part. OK I should just listen to the podcase, I know it was mentioned how to do this.

1 Like
43

Huh. Sorry I can’t help then. Good luck!

44

I’d give them a call. The few times I have had t actually call Vanguard they were very helpful and pleasant (contrary to a lot of customer service lines)! :slight_smile:

1 Like
45

Yippee, all my tax stuff (except my W2, goddamnit, work, cough that fucker up already!) is done and with my accountant!

Boooooo, I was barely profitable this year. I knew it was bad but not THAT bad. Amazon selling fees are a killer. Hmph.

1 Like
46

I’m impressed. I haven’t received any of my 1099s yet. They always come right at the Jan 31 deadline (or later :angry:).

2 Likes
47

And he has replied saying he will reimburse me, and given the prices these days maybe he should take down the website since it doesn’t bring him business.

2 Likes
48

I’ve only gotten my bank’s 1099 - but getting the business income and expense records done was the big hurdle and that is all taken care of, whew!

2 Likes
49

Update on “Shit I need to get done”;

  1. Cancel Gym membership :heavy_check_mark:
  2. Change name with bank and get new debit card
  3. Set up automatic investing in Vanguard (Withdrawel from bank to settlement account is set up but I need to figure out the part were the money goes from the settlement to the investment account)
  4. Cancel Chase Sapphaire card :heavy_check_mark:
  5. Check status of earning American Airlines CC sign on bonus :heavy_check_mark:

Made it to the gym this afternoon to cancel my membership. I think I’l try giving Vanguard a call this week to figure out why I can’t get my auto investment working and hopefully I can make it to the bank this week as well to change my name.

2 Likes
50

OK I think I got the answer to my problem with the automatic investing

“You can’t make automatic investments or withdrawals into or out of ETFs.”

I only have ETFs in my account not mutual funds. I’m just shy of $3k so once I reach that limit I’ll transfer my EFTs into Mutual funds and set up the auto investing.

3 Likes
51

That makes sense. Glad you figured it out.

1 Like
52

Jan 22 Update

  • I have made some progress on my therapy homework. Intend to get another hour or so in today. If still frustrated, will put on hold.
  • I have gone as far as I can on my HSA transfer. Now I wait until I can finish.
  • Returned 3 bikes to racks for account credit.
  • Got stamps and envelopes so I can renew my passport and send in my unclaimed money form. Will mail tomorrow.
  • Did some more party prep, will finalize shopping on Friday.

Priority

  1. :exclamation: Transfer HSA again
    1. Cancel healthequity transfer :white_check_mark: UMB and CYC never received transfer request
    2. CYC: sell investments and put in cash :white_check_mark: sale pending
    3. Fidelity: open account :white_check_mark:
    4. UMB: make sure invested balance is $0 :white_check_mark:
    5. :exclamation: Fidelity: Initiate transfer
    6. UMB: make sure transfer form received
  2. Send in rebate for waterpik - find receipt?
  3. Renew passport
    1. Get envelope :white_check_mark:
    2. :exclamation: Fill out form
    3. Print form
    4. Mail
  4. Indivisible
    1. Contact friend @ organizing :white_check_mark:
    2. Review existing docs :white_check_mark:
    3. :exclamation: Research leaderboard options
  5. Review blues volunteer process :orange_circle:
  6. Test thyroid again - on calendar for Jan 29
  7. Start taxes :orange_circle:

Backlog

  1. Sell bloomingdales card Find something useful to buy at Bloomingdale’s because I can’t sell a card with an expiration date… Or buy to resell on eBay
  2. For Feb: get rid of clothes at swap
  3. For Feb: 1. Research and buy fancy electric toothbrush :orange_circle:
  4. For Feb: do blues stuff
  5. Create rough draft camp mustache presentation - inside how to zine for basic activism
  6. Write letters (therapy) - my therapist quit :orange_circle:
Done

Done

  1. Set up Ally savings account
  2. Buy return bus ticket to Seattle
  3. Credit Cards
    1. Get new double cash card sent :white_check_mark:
    2. Check annual fee on Venture :white_check_mark:
    3. Update autopay settings on Venture :white_check_mark:
    4. set up autopay for double cash - carried over from old card :white_check_mark:
    5. Update account alert settings for double cash card :white_check_mark:
    6. Update address w/ Amex - first find blue cash card?
  4. Figure out Zelle/Chase/Ally/pbk transfer situation
  5. IRA
    a. Make final 2019 Roth IRA contributions :white_check_mark:
    b. Switch $4,000 Roth contribution from 2020 to 2019 - LOL after two calls and an hour on the phone, I found out I can change the contribution year myself online :white_check_mark:
    c. Transfer leftovers to checking/savings :white_check_mark:
  6. Buy B12 supplement :white_check_mark:
  7. hang up goals calendar
  8. Set up personal development book club/accountability group :white_check_mark:
  9. Ugggh make Roth contribution again. Something got messed up.
  10. :exclamation: pay for victoria trip
  11. Call Amazon for prime cancellation and refund. Cancelled online, refund should be processed within a week
  12. Return 3 bike share bikes to racks
  13. Mint :white_check_mark:
    1. Update accounts
    2. Review upcoming bills
    3. Move $ to Ally checking if needed
  14. :exclamation: Mail docs for second unclaimed money deal :orange_circle:
    1. Get envelope :white_check_mark:
    2. Buy stamps :white_check_mark:
    3. Mail :white_check_mark:
  15. Party prep
    a. Buy thrift store blankets I think I have enough, but still need to wash blankets/sheets :white_check_mark:
    b. :exclamation: Invite extra people :white_check_mark:
    c. Buy hot cocoa supplies :white_check_mark:
    d. :exclamation: Create meetup event :white_check_mark:
    e. Wash backyard chairs :x:
  16. :exclamation: Put die hard shirt on BN - gave to Meowmalade
2 Likes
53

Current status:

:white_check_mark: Figure out problem with husband’s My Social Security and get him set up there/ deal with fraud if we have to

:x: Combine checking accounts - not gonna happen; see above about not leaving dog alone

:white_check_mark: Get new credit card set up on bill pay - done and paid!

:white_check_mark: Do payment certification for PSLF one last time before the big push for forgiveness this summer - Got the paperwork signed from both jobs, discovered I can fax instead of mail, will fax from work next week -mailed today because the fax at work is now a massively insecure web thing that’s surely a FERPA violation waiting to happen, but at least when it does it won’t involve my social security number since I didn’t use it

:white_check_mark: Do annoying overdue writing thing for work before someone notices it’s late

:frowning_face: Clean out that freezer and chuck things we really aren’t going to eat to facilitate eating it down enough to defrost - guess I’d better get on this one!

2 Likes
54

Checking in late for week 3. I still suck at getting things done.

Finished week 2

:white_check_mark: Finish filing 2019 papers - school and medical - turns out these weren’t the only papers left to deal with, but I did what’s on the list so …
:white_check_mark: Pay state estimated taxes for 2019 (due Jan 15)2. Cancel cable (has been on my todo list for 2 years…)
:white_check_mark: Fix school funding issue :new:
:white_check_mark: Drop off glass and cardboard recycling :new:

The list:

  1. Clothing donations (three separate dropoffs for specific items)
    a. general :ballot_box_with_check: BN clothing swap took care of most of this. Still have a few items I didn’t take to the swap
    b. uniforms
    c. suits :white_check_mark: Thanks to BN clothing swap
  2. Find next cc bonus (maybe CIP?)
  3. Make travel arrangements for Feb trip :white_check_mark:
  4. Prep two rooms of basement for reno (stretch goal: all 3 rooms)
  5. Undo Roth IRA contribution
  6. Find brokerage/bank that can handle my weird rollover needs.
    :new: 7. Get the appropriate office to pay my medical bill

In week 3 I went to a clothing swap and bought some plane tickets. Still so much to do, some of which could even be done from the couch, and yet I’ve made little progress.

Adding to the list, I got a medical bill in the mail this week. The bill says it was sent to me because I didn’t have insurance on record. But I spent 15 minutes with them before the appointment going over who was responsible for payment (not me). And of course in my paper sorting/filing/shredding of week 2 I tossed the details from that ordeal. Ugh. I don’t even know who to call to fix it: the provider or the supposed payer?

ETA: ALSO, I just realized I did NOT meet the minimum spend on the card I was working on in December. Of course I paid a bill today that would have been large enough to cover the shortfall If I’d used the right card. But I thought I was done with that one.

55

Update:

  1. Cancel Gym membership :heavy_check_mark:
  2. Change name with bank and get new debit card
  3. Set up automatic investing in Vanguard (Withdrawel from bank to settlement account is set up but I need to figure out the part were the money goes from the settlement to the investment account)
  4. Cancel Chase Sapphaire card :heavy_check_mark:
  5. Check status of earning American Airlines CC sign on bonus :heavy_check_mark:

I crossed of the auto invest with vanguard. I will take care of this when I reach the $3k mark. I have atleast set up auto deposit into the settlement account so the money is on it’s way to Vanguard twice a month. I’ll just have to manually invest it a couple times.

Today I am going to stop at the bank and get my name changed. This is long over due (I got married over 3 years ago!) This thread has been super helpful in getting shit done and I hope it continues through out the year.

1 Like
56

Jan 29 Update

  • Therapy homework is on hold, since my therapist quit
  • HSA investment sale processed, now it’s time to initiate transfer
  • Sent in unclaimed money form
  • Still need to renew passport
  • Got all my party prep done, had party!
  • Got overview of blues volunteer process, Feb will be putting it into action
  • Pawned off Die Hard t-shirt on Meowmalade
  • Started my taxes, but I don’t have all the forms yet

Priority

  1. :exclamation: Transfer HSA again
    1. Cancel healthequity transfer :white_check_mark: UMB and CYC never received transfer request
    2. CYC: sell investments and put in cash :white_check_mark: sale pending
    3. Fidelity: open account :white_check_mark:
    4. UMB: make sure invested balance is $0 :white_check_mark:
    5. :exclamation: Fidelity: Initiate transfer
    6. UMB: make sure transfer form received
  2. Send in rebate for waterpik - find receipt?
  3. Renew passport
    1. Get envelope :white_check_mark:
    2. :exclamation: Fill out form
    3. Print form
    4. Mail
  4. Indivisible
    1. Contact friend @ organizing :white_check_mark:
    2. Review existing docs :white_check_mark:
    3. :exclamation: Research leaderboard options
  5. :exclamation: Test thyroid again - on calendar for Jan 29
  6. Deposit check :orange_circle:
  7. Call Amex about autopay

Backlog

  1. Sell bloomingdales card Find something useful to buy at Bloomingdale’s because I can’t sell a card with an expiration date… Or buy to resell on eBay
  2. For Feb: get rid of clothes at swap
  3. For Feb: 1. Research and buy fancy electric toothbrush :orange_circle:
  4. For Feb: do blues stuff
  5. For Feb: do more taxes
  6. Create rough draft camp mustache presentation - inside how to zine for basic activism
  7. Write letters (therapy) - my therapist quit :orange_circle:

Done This Week

  1. :exclamation: Mail docs for second unclaimed money deal
    1. Get envelope :white_check_mark:
    2. Buy stamps :white_check_mark:
    3. Mail :white_check_mark:
  2. Party prep
    a. Buy thrift store blankets I think I have enough, but still need to wash blankets/sheets :white_check_mark:
    b. :exclamation: Invite extra people :white_check_mark:
    c. Buy hot cocoa supplies :white_check_mark:
    d. :exclamation: Create meetup event :white_check_mark:
    e. Wash backyard chairs :x:
  3. :exclamation: Put die hard shirt on BN - gave to Meowmalade
  4. Start taxes :white_check_mark:
  5. Review blues volunteer process :white_check_mark:
Done

Done

  1. Set up Ally savings account
  2. Buy return bus ticket to Seattle
  3. Credit Cards
    1. Get new double cash card sent :white_check_mark:
    2. Check annual fee on Venture :white_check_mark:
    3. Update autopay settings on Venture :white_check_mark:
    4. set up autopay for double cash - carried over from old card :white_check_mark:
    5. Update account alert settings for double cash card :white_check_mark:
    6. Update address w/ Amex - first find blue cash card?
  4. Figure out Zelle/Chase/Ally/pbk transfer situation
  5. IRA
    a. Make final 2019 Roth IRA contributions :white_check_mark:
    b. Switch $4,000 Roth contribution from 2020 to 2019 - LOL after two calls and an hour on the phone, I found out I can change the contribution year myself online :white_check_mark:
    c. Transfer leftovers to checking/savings :white_check_mark:
  6. Buy B12 supplement :white_check_mark:
  7. hang up goals calendar
  8. Set up personal development book club/accountability group :white_check_mark:
  9. Ugggh make Roth contribution again. Something got messed up.
  10. :exclamation: pay for victoria trip
  11. Call Amazon for prime cancellation and refund. Cancelled online, refund should be processed within a week
  12. Return 3 bike share bikes to racks
  13. Mint :white_check_mark:
    1. Update accounts
    2. Review upcoming bills
    3. Move $ to Ally checking if needed
1 Like
57

Final update

  1. Cancel Gym membership :heavy_check_mark:
  2. Change name with bank and get new debit card :heavy_check_mark:
  3. Set up automatic investing in Vanguard :heavy_check_mark:
  4. Cancel Chase Sapphaire card :heavy_check_mark:
  5. Check status of earning American Airlines CC sign on bonus :heavy_check_mark:
2 Likes
58

Did some. Was less to chuck than I thought. On the bright side, a lot of the bulk in there is not actually food but frozen water bottles to increase efficiency and give some protection in power outages. So we’re getting closer than I thought.

59

Final Update

Done This Week

  1. :exclamation: Test thyroid again - on calendar for Jan 29
  2. Deposit check :white_check_mark:

Priority (will move to Feb)

  1. :exclamation: Transfer HSA again
    1. Cancel healthequity transfer :white_check_mark: UMB and CYC never received transfer request
    2. CYC: sell investments and put in cash :white_check_mark: sale pending
    3. Fidelity: open account :white_check_mark:
    4. UMB: make sure invested balance is $0 :white_check_mark:
    5. :exclamation: Fidelity: Initiate transfer
    6. UMB: make sure transfer form received
  2. Send in rebate for waterpik - find receipt?
  3. Renew passport
    1. Get envelope :white_check_mark:
    2. :exclamation: Fill out form
    3. Print form
    4. Mail
  4. Indivisible
    1. Contact friend @ organizing :white_check_mark:
    2. Review existing docs :white_check_mark:
    3. :exclamation: Research leaderboard options
  5. Call Amex about autopay
Backlog

Backlog

  1. Sell bloomingdales card Find something useful to buy at Bloomingdale’s because I can’t sell a card with an expiration date… Or buy to resell on eBay
  2. For Feb: get rid of clothes at swap
  3. For Feb: 1. Research and buy fancy electric toothbrush :orange_circle:
  4. For Feb: do blues stuff
  5. For Feb: do more taxes
  6. Create rough draft camp mustache presentation - inside how to zine for basic activism
  7. Write letters (therapy) - my therapist quit :orange_circle:
Done

Done

  1. Set up Ally savings account
  2. Buy return bus ticket to Seattle
  3. Credit Cards
    1. Get new double cash card sent :white_check_mark:
    2. Check annual fee on Venture :white_check_mark:
    3. Update autopay settings on Venture :white_check_mark:
    4. set up autopay for double cash - carried over from old card :white_check_mark:
    5. Update account alert settings for double cash card :white_check_mark:
    6. Update address w/ Amex - first find blue cash card?
  4. Figure out Zelle/Chase/Ally/pbk transfer situation
  5. IRA
    a. Make final 2019 Roth IRA contributions :white_check_mark:
    b. Switch $4,000 Roth contribution from 2020 to 2019 - LOL after two calls and an hour on the phone, I found out I can change the contribution year myself online :white_check_mark:
    c. Transfer leftovers to checking/savings :white_check_mark:
  6. Buy B12 supplement :white_check_mark:
  7. hang up goals calendar
  8. Set up personal development book club/accountability group :white_check_mark:
  9. Ugggh make Roth contribution again. Something got messed up.
  10. :exclamation: pay for victoria trip
  11. Call Amazon for prime cancellation and refund. Cancelled online, refund should be processed within a week
  12. Return 3 bike share bikes to racks
  13. Mint :white_check_mark:
    1. Update accounts
    2. Review upcoming bills
    3. Move $ to Ally checking if needed
  14. :exclamation: Mail docs for second unclaimed money deal
    1. Get envelope :white_check_mark:
    2. Buy stamps :white_check_mark:
    3. Mail :white_check_mark:
  15. Party prep
    a. Buy thrift store blankets I think I have enough, but still need to wash blankets/sheets :white_check_mark:
    b. :exclamation: Invite extra people :white_check_mark:
    c. Buy hot cocoa supplies :white_check_mark:
    d. :exclamation: Create meetup event :white_check_mark:
    e. Wash backyard chairs :x:
  16. :exclamation: Put die hard shirt on BN - gave to Meowmalade
  17. Start taxes :white_check_mark:
  18. Review blues volunteer process :white_check_mark:
60

I CAME HERE TO BRAG THAT I JUST DID AND FILED MY TAXES!! On january 31st.

6 Likes