I’m making my own 2020 challenge. Here are the rules (subject to change based on my whims):
Commit to saving $20 per week or per month in a hard to access or tax advantaged account.
Keep me updated on your success!
If you are able to attempt the harder challenges you may not join this challenge! But if you push yourself to try the 20% and life happens and you drop out of a bigger challenge I will welcome you with a big hug.
I don’t have the authority to grant stickers, but I will provide monthly trophies. These will be late, or done by a substitute the month I produce an heir.
You can have a makeup month if you need it because life is hard.
***This challenge is for you if you are new to saving/investing, very low income or still paying down debt, a minor, prone to a traitorous body or big kid changes. With all those hurdles, it is super amazing to contribute 20/month to one or more big account.