Hello here’s the breakdown:
-I have two separate 1098-Ts from two different schools ($16k, I didn’t see any of this money)
-I have a W-2 ($2k)
-I have a 1099-NEC ($3k)
TurboTax is applying the American Opportunity Credit for me ($982) and saying I have a refund of $1410, which is a chunk of cash! But they are making me pay $168 to file because I have a 1099-NEC. I also started a return with FreeTaxFileUSA, which is estimating my refund at $414 and charges $15 to file, but won’t apply the American Opportunity Credit.
What should I do?