Little bro requests donations to either the Ute or Arapaho tribes in my area in lieu of traditional bday gifts. He’s a good’un. Googling but not sure the best place to donate. Anyone got advice? Looking at these sites:
My e-mailbox today was an epic struggle between reminders that Cyber Monday was extended and reminders that it was Giving Tuesday. I did buy the smaller child new shoes for $20 so both sides got something.
I always end up paying some late fees every year. Now that the library no longer charges them (and I am far from perfectly-on-time with my returns) I thought I should donate.
My friend is the director of the Ute Land Trust and is one of the best human beings I’ve ever met. In addition to their land conservation work, they were super involved with voter registration, voter education for non-Native folks about how Utah’s ballot issues would affect Indian Country, and protecting Ute tribe members’ right to vote after some were turned away from the polls on Election Day.
We have always given our time to help others. Now in retirement we also donate money. Because of the virus we stopped helping people in person because we are high risk.
Just found out that (after our company was acquired), work is going to match up to £7500 of donations each year, which is pretty cool! That’s a heck of an incentive to get myself organised and consolidate most my giving into more “official” channels.
This fucks with my “charity is required, not something you should get benefit from” ethics BUT
I was able to donate to Oregon IDA initiative, which is a program that does matched saving accounts for low-income oregonians to start a business, buy a home, repair their home, or go to college. I received an IDA matching grant after saving for 2 years to start my business and it was instrumental in my work.
In Oregon, you can get a 90% credit on your taxes for your IDA donation until the spots run out. I’m donating $500 this tax year, which will get me $450 off my taxes, which is about what I expect to owe after withholding at three jobs while having a business without withholding. (My state tax rate is between 6.88-9.9%)
Feels good to give back to a program that benefitted me and that I 100% believe in. And I’ll take the tax credit.
Philosophical question: For someone with a high income that is mostly W2 (therefore highly taxed), what do you think the moral guideline is for charitable giving?
Not knowing this person’s religious, moral, or political leanings, with a high effective, what do we think is a reasonable societal contribution? When I worked in giving for people with middle incomes, I recommended 5% or “one day’s pay per month” (sometimes that is easier to conceptually understand). For someone with a $500K income, that would be $25,000 a year, which is a chunk of change.
Assuming this person is in the US, where taxes do far less to support low-income people due to our lack of universal health care, childcare, social assistance, and far more to support our large military spending (just in terms of percentage), does that factor in? Generally Americans, give more to charity than countries with good social safety nets.
I often look to religious guidelines when I think of guiding principles around charity, because religions are human’s regulated attempts to understand how to act justly and well on this earth with other people. Generally, here are some guidelines:
Islam: Zakat is 2.5% of your wealth giving to the poor, annually. There are calculators for it
Catholicism: 10% of your income, plus extra money if you want to wash away your sins
Judaism: Tzedakah, giving to charity, is between $2 per year for someone on subsistence level, 10% for an average income and 20% for extra mitzvahs. No more than 25% because it can cause you to over-give.
Sikhism: Dasvandh is 10% of your income but also can be volunteering/labor
Most Protestants: 10% of your income, no extra money to wash away your sins
Hinduism: Skanda Puran is usually 10% of your income to public works/the poor, plus Daan after you have taken care of your family which can be up to 40% of wealth
Buddhism - giving in both service and financial resources encouraged, but no specific percentages
LDS: 10% of your income to the church (not necessarily the poor, though doled out through the relief society which is internal support for members in need) to even be able to do things to get married in the church or attend other people’s weddings