Random Questions

I had skyla?jadess? Whatever it was sold as in Canada that week before pregnancy. I loved it. I bled like a mofo for three months (I consider this shedding my skin) and then instead of ten days of heavy bleeding whenever my body felt like it, I had regular cycles and much less blood and barely any clotting.

I think that as your hippy friend I’m way more okay with progesterone style bc like arm implants and IUDs than estrogen. Remember why we aren’t shooting up Astrazeneca? It’s because we can’t expose men to a fraction of the risk millions of women get from estrogen based birth control. I’d also look at age, previous medical history and do my own research instead of trusting a doctor to tell me if I’m a candidate for combined oral birth control.

Anyway, the main takeaway is that we don’t have awesome non surgical options to reduce menstruation, but I’d look at trying a mirena (same deal as my IUD that I loved so much).

I can delete if I’m raging against the establishment too much

14 Likes

Since you’re asking for personal experiences: I was on Mirena for about 15 months and my period seemed to settle at 6 weeks off, 3 weeks on (lightly bleeding most of that time). The doctor who removed it seemed to think that was an excellent result. I was not pleased so my husband got a vasectomy instead.

And I have definitely noticed my sex drive going up, which is kind of weird since it wasn’t this extreme between birth control methods previously!

@Elle I love your raging against the establishment.

7 Likes

Never :clap:t2::clap:t2::clap:t2:

10 Likes

I’m on the mini pill because of my age and desire for no periods, have been for years now, and you only have to have it at the same time every day if you’re relying on it for birth control. It stops periods even if you (I) take it roughly every morning except for the day or two a week you forget it. But don’t think of it as birth control in that scenario- use another method.

6 Likes

This is not possible.

5 Likes

Question (hoping this is the right place for it!): I thought I’d been putting my money into a low-fee index fund for retirement, but turns out it’s an actively managed fund with a .25 expense ratio. :open_mouth: This is at T. Rowe Price (PEXMX, Extended Equity Market Index Fund).

Can just I just transfer these funds to another company’s mutual fund (like Vanguard or Schwab, which definitely have lower fee options), or will I incur some kind of charge for that?

Thanks OMD crew and Happy almost Budgetober @anomalily and all! :kissing_cat:

9 Likes

What kind of account is it in? 401k, IRA, etc?

Ah should have said – it’s a few different formats, so I could do different things w/each specific account – some is a Roth IRA, some is a rollover IRA, and some is just an individual mutual fund account (not a specific retirement account). But all in that same PEXMX fund)!

2 Likes

Ah, so you’d have access to pretty much anything you wanted then and not limited to an employers’s options. I don’t think there’s any real functional difference between Vanguard, Fidelity, or Schwab’s low- expense ratio index funds. My experience with all of their customer services is comparable, with maybe a slight edge to Schwab. (My IRA is with Vanguard, my wife has her 401(k) in Spartan funds with Fidelity, and my kids have their investment accounts with Schwab because they had the lowest minimum to open.) Not sure who has the absolute lowest expense ratio without looking.

4 Likes

Would anyone else be interested in an Inktober thread? I’ve had the Making Comics book by Lynda Barry for a long time and ever did anything with it, I thought I might use that as a starting point.

2 Likes

Omg October is tomorrow. :scream: Idk if I’ll participate but i love seeing ppls art!

4 Likes

The chunk that is not in a retirement account may incur a taxable gain when you sell if you have a gain and it’s not offset by other losses. If their fund is not proprietary to in-house, you may be able to have the fund moved over to another company but you’ll probably still be stuck with the fee if the fee is on the fund itself. As far as fees go, .25 is not the worst but agree it sucks to be paying a fee you didn’t realize. Is the fund over or underperforming vs an index that doesn’t have fees? Look at the whole picture.

I don’t know if there will be transaction fees for selling or moving money out.

4 Likes

Yeah, would it count as an “in kind” transfer if you went to a low fee index fund? Probably not since it’s actively managed?

2 Likes

@anomalily do you happen to still have the link for that vintage-themed cat print dress you shared in your journal a few weeks ago? I think they made up to my size and was thinking of maybe getting it but it seem I forgot to bookmark

1 Like

It was probably Retrolicious? https://www.retroliciousbrand.com/collections/sale

1 Like

Found it! It was Unique Vintage:

But without any stretch, I don’t think that silhouette works for me based on their sizing. Ah well

I had acupuncture today, the place does it for free for two hours one day a week. I stayed for about 45 minutes. Any idea what that would cost normally? I feel like maybe I should do a donation or something…

4 Likes

My fertility acupuncture took 1hr (needles in, then I napped lol), private rooms (not community style) and it was $80 per session at one place, $125 at the other once we moved to Bigger City. I think depending on where you live and the style, it’s anywhere from $50-200/session. Group chair style I think the community place here has a recommended $25 donation? (Went and checked- yes, $25/community style session)

2 Likes

Thank you. It is group chair style, but I got there towards the end and was only in the same room as one other person. They were asleep and had no idea I was even there. Lol

2 Likes

Yeah, sounds like $20-25 donation would be pretty reasonable then!

2 Likes