I really want this to be about lingcod.
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Armchair Expert is one of my favorite podcasts…I’ve listened to every episode, some multiple times. He has the most interesting people on, and because it’s long form there’s really time for them to open up and share their stories. I feel like his co-host Monica Padman really balances him out well and when he is obnoxious she calls him out and there’s a good conversation around it.
I also really like:
SmartLess
WorkLife with Adam Grant
Rich Roll podcast (this is like health, wellbeing, some current events but not often)
A Slight Change of Plans
Huberman Lab (I just started listening to this after he was on another podcast, it’s really good but not necessarily light topics)
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I think you’re going to be busy for a while with all those recs!
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I have a Jabra evolve 75 and I’m pretty happy with it. The sound quality in meetings is good, and does a decent job of blocking out noises around me. If I have it on for more than a few hours continuously it does get uncomfortable on the ears but I generally feel that way about any headset for that duration.
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Thanks for the headset recs everyone! Now to decide… 
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I see a decent amount of people my age moving into new houses and doing really extensive renovations right away. I would like to do some renovations on my house too. Do typical Americans have the cash on hand to do them, or do they borrow money to do it? Asking about non richie riches.
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I assume they borrow.
A month after moving in G asked for a line of credit, and apparently the bank is cool with that. I am not
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Probably debt.
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There’s usually options to include renovations in the cost of the home loan, so I would imagine that’s where they’re getting it from, rather than in immediate home equity loan or personal loan or something
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I imagine a combo of cash and debt - with variance based on reno cost and likely on demographic factors too.
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I remodeled before moving in but: I was older and had saved for a long time knowing I would have to buy a fixer. I work on commission so saving chunks of money in advance is easier than larger monthly payments. I think most people just borrow extra.
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I bet this is what’s happening. TIL this is a thing.
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The tentative plan is that this is what we’ll do too: my wife is in sales, so we’d use her commissions for fun house stuff.
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My parents did this when they bought their house 8 years ago. They paid with cash in hand. However my folks are super good savers and have always kept a decent cash reserve despite not being high or even middle income(they grossed probably 35k income at the time).
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I haven’t listened to too many episodes yet, but I really like “You Are Good.” I follow one of the hosts on TikTok and he’s a very wholesome person. the podcast is two friends, and sometimes a guest, watching a film and reviewing it. the last one I listened to was Hairspray, and it was pretty good. very upbeat.
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I’ve only listened to a few but I really liked the Sleepless in Seattle episode.
I am not a richie rich and my mortgage did not include extra dollars for renos. I don’t have cash on hand because I couldn’t afford to at first, and then more recently prices have gone up faster than I can save. I have a line of credit that helps cover the gaps.
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Anyone use an IUD? Recommendations or avoidances? I don’t need it for birth control as much as I just want my period to go away forever (or at least get lighter and easier maybe?). I haven’t been on birth control for at least 4 years, but I have two kids now and I’m DONE, but don’t want to do a major surgery or procedure. Any tips on getting rid of my cycle with minimal invasion? I know this is the eternal question, and no IUD is guaranteed to affect the period but just wondering about personal experiences.
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I don’t have a period and I just take standard birth control pills (Junel Fe if you’re curious). I skip the sugar week and go straight through which has worked perfectly for me (though I know some women bleed through). I love it so much. I still have a hormonal cycle, so I still feel that, but zero period.
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I have a Mirena IUD and it’s been great. I got it put in about 6 weeks after my last delivery. I think other than some post-partum bleeding leftovers, I’ve had some breakthrough spotting 3 or 4 times in the 2.5 years since then. I’ve never had serious negative reactions to hormonal birth control, oral or inserted (nuvaring), so ymmv.
Since you’ve had kids the insertion isn’t nearly as bad as it could be. I think there are some newer brands that are slightly smaller and may have a lower dose, but I like that the hormone release is localized and not systemic, and that I don’t have to worry about timing/losing my pack of pills/refills.
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