I’m going on a beach trip today!!!
12 Likes
Lmfao this isn’t a question and I thought I was in a journal. The post stays so everyone can celebrate with me
23 Likes
I thought this was in Tiny Victories until I realized it wasn’t.
4 Likes
Have fun!
4 Likes
Why am I not going on a beach trip today?
4 Likes
What is this on top of my (freshly opened from the store) cashew “yogurt”?
It’s not fuzzy so I don’t think it’s mold.
Is it a fruit flavor?
1 Like
Not all molds are fuzzy. Anything on the lid? Any smell?
2 Likes
I personally would toss. That’s indicative of some sort of contamination.
3 Likes
Probably something bacterial. It reminds me of colony growth when growing in agar.
2 Likes
That’s what I was thinking, too.
3 Likes
It’s not good. Return to store and sob over no yogurt
3 Likes
@elle is correct. Point at your small child and wail about their yogurt less induced despair.
3 Likes
Hey People! I really like tracking my net worth (and my charity net worth) and being motivated by others who are doing the same is fun to me, even if they are way farther ahead of where I am! Obviously it’s not something I can speak about IRL very often. So, I was going to start a net worth thread here but I noticed that site-wide a lot of people blur their net worths when sharing budgets and other financial info. I’m just trying to get a gauge of interest. I definitely don’t want to start a thread that makes people uncomfortable or that isn’t used at all!
- I would participate in a net worth thread that has numbers.
- I would read but not participate in a net worth thread has numbers.
- I would not participate or read a net worth thread that has numbers.
0 voters
How would you define the term “house poor”?
- A middle class or more affluent person who bought more house than they can comfortably afford (different connotation than someone who is burdened by HCOL, particularly a working class person; instead, someone living outside of their means)
- A person who has to spend too much money on their house, e.g. someone who just moved into a new house
- Something else entirely
I thought it was #1, have recently heard people using it as #2, and it made me curious! I grew up and live in the US mountain west, if it’s regional.
4 Likes
My personal definition would be anyone for whom owning a house eats up such a large portion of their income that they can’t afford regular maintenance and repairs, and it makes it difficult to cover any other sort of emergency that comes up. Basically, the house is eating up so much of your income regardless of the amount of that income that you’re unable to cover an emergency as though you were poor across-the-board.
ETA assumptions in my definition include that you own the house, and that this is the situation regardless of absolute numbers for your income or the cost of living of your area. Basically, it doesn’t matter why it happened, it’s the outcome that is what makes you house poor.
Second edit and I’m born and raised PNW, but watch a lot of housing videos on CNBC, Bloomberg quick takes, etc.
9 Likes
I think it’s someone whose sole asset is their house, and a strongly disproportionate amount of their income goes to the house. Can’t retire if your money goes to housing instead of investments.
4 Likes
To me house poor means anyone who is living above their means in regards to their mortgage. I don’t think income plays into my definition. Like, you could make $40k a year and be house poor with a mortgage that’s $900 a month or you could make $100k a year and be house poor with a mortgage that’s $2k a month.
12 Likes