I considered using hot glue, but I figured closing it permanently might not be the best plan 
Deep baths are so nice.
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Or maybe it’s only cursed for her and would be fine for another kid because of planetary alignment or something like that?
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the act of donation counteracts the curse
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Last month I donated to a charity. Today I’m reviewing last month’s credit card transactions and I see that they ran the charge twice, so I ended up giving 2x more than I intended to. Do I call them and have them refund me? Do I suck it up and be involuntarily generous? I feel like a monster asking for money back but also I am a grinch.
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I would call, just in case they have a system error that’s doing this to multiple people, including those who can’t afford to be twice as generous as intended. You could save someone else’s ass that doesn’t have the time to deal with the issue. 
And if it’s not in error, and is a shady practice they’re doing, they need to be harangued about it and know that it’s unacceptable and people notice.
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I would ask for a refund. It’s not what you agreed to. And if they don’t respond, I’d dispute it with my credit card company.
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They are a huge org and I assume it’s not the norm, or they wouldn’t have such a stellar reputation.
I hate phone calls and don’t wanna. But I would be paid well for doing the thing I don’t want to do.
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Donate with a warning
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The website has a sad kitten image. The homeless puppies of Hoth need this money more than I do.
And what if it’s actually what I asked for and I’m remembering wrong?
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Anyone who makes you feel bad about correcting a double charge doesn’t deserve to work in fundraising.
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Anyone have a quick and simple explanation of doge coins? My coworker has put a small amount of money in it and I’ve never even heard of it.
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Cryptocurrency, kind of a joke.
Eta: someone else can do a much better explanation lol
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Random financial question: I don’t know if there is a better place for it but I think it’s pretty simple?
I am aggressively paying off two personal loans. Loan A has a little over $2k remaining and pretty hefty interest at almost 19%. Loan B has just over $7k remaining at a more reasonable 6.75% interest (my credit improved a lot between the two, haha). I currently pay $525/month to loan A (and extra when I can swing it) and the minimum to loan B, which is $177. If I keep paying just over $700 per month, I should be debt free by late summer next year. This is the absolute max I can throw at this. I pay more toward debt than I do in rent.
But, I really want to start saving for other things, namely a house down payment. Is it wildly irresponsible to keep paying the minimum or just over on loan B once loan A is paid off? My inclination is to start more aggressively saving once I pay off loan A, but I also have nagging guilt that I’m supposed to pay off debt as aggressively as possible, and I want to make sure I’m not overlooking something. Small contributing factor is that my partner, who makes only slightly more than I do but has no debt, is already contributing to down payment savings. He is not pressuring me in any way, but it feels more like a partnership if we’re both making meaningful contributions.
Very possibly I am overthinking this and neither approach would be a disaster!
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I would aggressively finish paying off Loan A, then maybe split your “extra” money between Loan B and savings.
Paying off Loan B is mathematically the right way to go, but you don’t HAVE to do the mathematically right thing. Splitting it will make you feel better about accumulating savings and still pay off Loan B early. That’s what I’m doing with my mortgage and retirement savings.
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Maybe you could pay like $250 to loan B and save the rest in the down payment fund? That might feel better. You can if course change the amount if you wanted to.
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Yeah, I was thinking of upping the loan B contribution to at least $200, and then throwing any extra cash that comes my way at it as well. Guilt around debt is A THING. But also having goals that excite me make me way better at prioritizing spending.
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FWIW we’re still stuck with a 6.5% mortgage still despite excellent credit because house values in my neighborhood have never really recovered since 2008 and our lender didn’t participate in any of the TARP programs where people could refinance underwater houses.
With a 7K balance it’s $40 per month in interest. Not nothing but also not a ton of money either if you want to save for other goals.
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How do large new houses pencil out profit wise in cheap areas? Like I see new builds in places like Alabama that are like $150-200k that would cost $600k+ here. When numbers get THAT low, how are the builders turning a profit versus materials and labor costs?
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I mean, that’s not low? 
Anyway, the big difference is land price.
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