Ooooh I love this one. First I’ll steal from others- I excel at paranoia, that’s a good one. I prep for many scenarios, even ones I don’t know exist yet, and so I’m rarely caught off guard by the unexpected.
I have very low personal care spending. For a vaguely femme individual I feel like this is a win? It just doesn’t occur to me to try to Do Fashion, my skin is allergic to most makeups, etc. So I end up with my uniform and just wearing those clothes shoes etc to death, and I end up with my short list of products and use those until they’re empty, replacing like with like until I inevitably become allergic lol. But that means there’s rarely waste, and most often my clothes exit the house by way of the trash can. I always wear the same shirt list of jewelry items and rarely buy anything new. So I think that’s my big win- I don’t have to battle any of those costs.
My other big win is that I’m really, really good at organizing pantry goods, and keep rotating my stock really well. I won’t say my food spending is low lol, but I stock up on sales and rarely have pantry food waste so it’s lower than it would be.