So all the discussion we have been having about attitudes and practices around food/eating has me seeing so many parallels with how we interact with money. Wondering if anyone wants to join me on a thread looking at how we can support each other to move toward a healthier, more life/energy sustaining attitude toward money. Is it important to save it for your future? Yes, definitely – everyone can benefit from engaging in long term planning/preparation for their financial future. But at the same time, it is not healthy or sustainable to be constantly depriving oneself in the here and now while hoping for some far off future where we will be diving in and out of our piles of hoarded money, ala Scrooge McDuck.
I have personally been fortunate enough to have reached a state of real comfort/peace with my level of spending. And I didn’t have to significantly deny myself along the way. I think part of that was that I learned to really look at how my spending aligned with my values and goals (ala YMOYL) fairly early on in my journey – well, I was around 30, but I was finishing grad school without debt and was used to living frugally. So once I was earning real money it was pretty easy to stash a lot of it away because even small steps up in consumption level seemed really luxurious.
Anyway, throwing this idea out there to see if it sticks. I have been trying to give gentle nudges toward a more balanced approach to spending/saving where I think it might help on individual journals, but maybe having a more focused place to talk about these issues will be helpful to others.
ETA: I want to acknowledge that I am coming to this topic from a position of extreme financial privilege. While my Inner Bag Lady still pops her head up to scream in my ear from time to time due to me not being 100% in control of my finances yet, I am pretty confident that I will never be in a position where I struggle to meet basic needs, and the financial outlook for the rest of my life looks pretty damn rosy. I have enough resources to deal with almost any catastrophe that might befall me. That is probably part of why I don’t have anxiety over my spending and saving choices. I have the freedom to look at things loosely and from a position of not having any particular spending choice have much of an effect on my overall outcome (though if I could go back in time I would not have spent what I did on the house we currently live in). If there is anything I say on this thread that you find hurtful or insensitive, please call it out – either directly or via PM. I have learned I don’t cope well with general “someone said something that offended me” types of comments that leave me guessing.