I need to total things up but I am confused. I had a large (to me) and unexpected inheritance this year. I funded my Roth with that money. I shouldn’t count that though, right? This should just be money that I saved out of actual earnings into various other savings buckets, 401k, HSA, etc., not money that fell from the sky?
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I mean, you can count it, but it might not make things hard. So you can ignore it for the purpose of total if you like. But o think it counts towards savings because you just as easily could’ve not saved your inheritance
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I just squeaked by without counting the inheritance - $20,763.98
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I definitely don’t remember if I filled this out or not!
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You did!
Woohoo!! Feel really good about my debt payments and savings this year. of course, the investing and 401K are super down, but hopefully they’ll rebound.
| $20,220 in 2022!! | YTD saved |
|---|---|
| Savings | $4,167.47 |
| Investing | $983.88 |
| 401K | $13,756.85 |
| Mortgage Principal | $5,448.51 |
| Car payment (interest free) | $6,524.52 |
| Mattress payment (interest free) | $1,092.00 |
| Total | $31,973.23 |
Thanks everyone for the inspiration to keep going on this all year!
@anomalily badge, woohoo!
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Final report
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Final 2022 numbers:
Mortgage Principal $13,211.11
Pension Employee contribution: $10232.25
TFSA: (2 adults): $11,196.40
RESP (2 Children): $7150
RDSP (J1): $0
Total for 2022: $41789.76
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Final 2022 update:
I’m proud I crushed this challenge despite some big expenses this year, mostly due to setting-and-forgetting my retirement savings.
Retirement savings $18,300 (not counting an employer match which I can’t be bothered to look up)
Savings account $11,900
Total for 2022: $30,200 
@anomalily
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Really late on updating this, but finally going over 2022 and getting myself together for 2023. It looks like I hit the goal in November! I ended the year saving 22,406 towards retirement (6000 in a Roth IRA and the other 16 in a 403b). I did not count any employee contributions towards this- just what I contributed myself. Automation for the win- I don’t think I would’ve hit this goal without it. @anomalily
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