Okay, as stated more payments for the kitchen therefore not that much savings in May …
Total is 8.901,37 Euro, 11.318,63 Euro to go, looks still being on track …
Just added $500 to Vanguard and $500 to Ally. Ally account is my 6 month emergency savings, and it’s almost back up to pre-wedding amount. At that point I will pivot to 100% Vanguard contributions.
ETA: Forgot I added $300 to Vanguard at the very end of May, too.
This wasn’t new money in per se, but we did throw $1000 into Latte’s 529. We don’t have a contribution schedule for it, so we just let the markets being down be the motivation to throw some in.
Update as of 10.06.2022
Total: $27838.62
Goal met! do I get a badge?
Shares: $7450
Extra mortgage: $16303.64
Extra Super: $7500
Granted badges for @nnls and @Candygirl
Fill in the form and get your stickers!!! I’ll ship them out sometime next week.
I want a badge! E we hit it early because of IRAs at tax time.
June: $1,000 on 6/13
Jumped the gun a bit and forgot about my monthly holiday, deposit day! That was yesterday, and after paying down the credit cards, I’m good for $1,000 more somehow. Excellent! Gonna put it in Ally.
July–being a little more aggressive this month! $1,700 sent to savings today.
No updates. I don’t get paid in June and July and Husband unexpectedly did not get paid in June (teaching half term so we’re* guessing he’ll get the full amount at the end of July even though it started middle of the second-to-last week of June).
*By we I mean me; he doesn’t pay attention and likely has no clue he hasn’t been paid.
Direct action savings, year to date, $19,070? Somehow we saved a ton June and July (June esp) and I’m very confused but okay with it, lol.
ETA oh yeah, June we got a ton of super delayed business cost reimbursements. So it was artificially lower savings the months before that. That makes more sense.
Cross posted from the 22% challenge. I am going to join this one now. YAY!
YTD:
Pre tax income $37,749
Total saved $17,750
47.1%
I got a $15,000 commission check! I also still have enough left in my work “bank” to pay my base salary for the rest of the year, so all sales now will go straight to a commission check at the end of the year. I am hoping for at least another $10,000 but more would certainly be better. It has been a very good sales year, comparing July 21 sales to July 22 sales, I am about 10% over. Last year was my highest sales to date, so there is a chance this year will end up as the highest. I am not counting on it, but also I kind of am, because how great would that be? I just need a few more people to want a new kitchen!
April: $5,000
May: $7,300
June: $1,000
July: $1,700
2022 Total: $15,000
August: surprise early bonus disbursement took me over the edge! Deposited $10,000!
Finally able to watch the livestream again and it’s inspiring me to update my challenges. I’m actually doing way better than I thought I was!
DC is deferred comp
Roth is my non-work retirement savings
Retire is my work-managed account
Over 3/4 there!!
Hey, look, no pay at the end of July, either! Somebody screwed up.
Not saving more because I am still building stock in my art business.
End July
Set aside this month: $780
Paid off principal this month: $1230
Total YTD saved: $19,100
Not far off!
Oh, wait. Nobody screwed up; it’s just his entire paycheck went into the 457b.
So, an update for July:
My withholding:
Pension: 353.75
HSA: $655.00
Roth 457: $1,800.00*Total: 2,808.75
- Jan-March contributions from my pay to the things listed above: $2,808.75 a month for a total so far of $8,426.25.
- Two IRAs fully funded with the old people catchup amount: $7,000 each for a total of $14,000.
- April and May contributions from my pay to the things listed above: $2808.75 a month for a total of $5617.5
- His total contributions for the year through July (I got a paystub!)
** Roth 457b: $4652.85 (85% of his gross pay)
** Horrible mandatory state part-timer plan that makes him susceptible to windfall elimination on his social security and has a 0% interest rate paid: $412.52
So that’s $8426.25 + $14,000 + $5617.50 + $4652.85 + $412.52
TOTAL: $33,109.12 of gross pay of ($5,500 + $34,479.5 =) $39,979.5
Obviously, the $14K into IRAs at tax time came out of savings from last year almost entirely; we’ve spent in the neighborhood of $16K this year, and the savings numbers only allow for 6.8K of that from this year’s income.
August:
Pre tax income $2472
Total saved $500
In my mind I kept remembering that challenge as $22k in 2022 so I thought I was almost there, but I just realized I actually surpassed the goal this month! @anomalily
August 2022 | Total | |
---|---|---|
529 Accounts | $400.00 | $3,200.00 |
Direct TSP Contributions | $1,047.92 | $9,402.92 |
Roth IRA | $0.00 | $1,000.00 |
Vanguard Taxable | $0.00 | $334.00 |
Mortgage Principle | $908.00 | $7,192.62 |
Monthly Total | $2,355.92 | $21,129.54 |
On track!
I’ve increased my savings rates in my personal roth and general savings for September, so I think I’ll meet the goal before the end of the year
Omg I did it!! I was gifted a $1,000 inheritance/future wedding gift from my grandma and put that right into savings and once I tracked all my different retirement accounts at the start of this new month, I was more than there!