Congratulations!
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We saved $870 this month. Currently at $12,800. A few surprise purchases dropped the amount I was planning on saving. Maybe next month I’ll have money leftover for toys!
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August
Mortgage principal: $4,769.16
Husband 401k: $16,430.17
Husband Roth IRA: $6,000
My 457 plan: $10,400
Mandatory employee contribution: $652.09
Employer contribution: $1,867.19
My Roth IRA: $6,000
My brokerage: $2,000
Total savings year to date: $48,118.61
114.57% of the way to 42k, 66.30% of the way through the year.
BADGE ME @anomalily!
This me:
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Woooh! Nice work!
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All you guys getting badges, and I just dropped $2100 on a new fridge 
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Husband just informed me his dental procedure is gonna be $2k. I feel your pain.
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Whoops, I missed July. So, July and August:
My July withholding
- Pension: $204.00
- HSA: nada (weird bureaucratic treatment of summer deal)
- 457B (first Roth contribution!): $1,800.00
His July withholding
Terrible part-timer’s mandatory pension deal: $187.51
My August withholding
- Pension: 353.75
- HSA: $645.00
- 457b (Roth): $1,800.00
His August withholding
- Nada! Despite federal labor regulations, part-time instructors don’t get paid in August even though they work (officially, not the prep work) from the start of classes on August 9th. Bureaucracy! It somehow always works in the bureaucracy’s best interest, doesn’t it? They get all the investment gains on his August wages until the end of September…
Updated totals
Jan withholding: $2,798.25
Feb withholding: $2,798.25
March withholding: $3,630.75
Roth IRA (hers): $7,000.00
Roth IRA (his): $7,000.00
April withholding: $3630.75
May withholding: $3,630.75
June withholding: $2,191.51
July withholding: $2,191.51
August withholding: $2,798.75
Total: $37,670.52
Getting close to our updated goal of $21,000 each!
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I’m in the 21% group, but will end up being way over because of a big commission check. Can I join the 21k group this late?
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Welcome! 
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Totalllly! And congrats on big commission check!
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Hell yeaaaaah mega congrats on your commissions!!!
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Oh. That was sudden. Unless I’m mistaken (11000% possible), we just bounced up past $21k, even with the fridge. Cashing out his remaining PTO and the pay raise (one weeks worth, lol) with the job change seems to have done it? Wild.
So uh. Guess we did that? I guess we’ll try for 21% of the new salary, which will be another $6k ($28k).
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Nice! 
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I granted a handful of badges, but if I missed you, let me know! I held off on some of the people that are going for 2-player-mode who are not to the 2x amount yet, but happy to give you your badge if you want it now!
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August check-in. We’ve officially hit the $21k mark (combined finances but only 1 wage earner, so $21k goal). However, we are also spending a ton and are about to go much further in debt, so I don’t know if it should count. Looking strictly at ytd savings, we’ve saved almost $26k. BUT - our new mortgage balance will be $79k higher, plus we are taking a $30k TSP loan. So total debt is going up by $109k. But, the TSP loan is paid back to myself so isn’t really debt? I’m all confused. I’m going to chalk it up to making the goal for the first part of the year, but overall failing it for the year 
| August | Total | |
|---|---|---|
| Mortgage Principle | $766 | $4,255 |
| TSP | $1,157 | $25,524 |
| 529 Account | $600 | $3,900 |
| Roth IRA | $0 | |
| Vanguard Taxable | -$17,000 | |
| House DP Fund | $1,326 | $9,219 |
| Total | $3,849.00 | $25,897.69 |
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August update: 15000, on track but not as good as should be. I had some expenses which were not planned.
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I started out in the 21% group, but want to join here even though it’s late. I work on commission and never know how much I will make, it generally varies between 35k-50k.
YTD numbers through August:
Pre tax income $39,355
Total saved $19,702
51.1%
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+3.5k for 16k/21k. May finish 5k in 2 months?
Also Human overcontributed and collectively we only have 5700-6000 left to 42k! Almost certainly can do that in 2 months. Also also, we paid a lot of vacay expenses this summer and may get some back (I don’t plan to stress anyone about them).
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August Check In
Mortgage Principal: $1908.37. This finalized paying three payments (six weeks) ahead
Pension: 758.69
Total Savings in August 2667.06
Year to date savings 32,595.30
The Union starts negotiations on Monday, I am hoping for a painless contract, which means backpay on whatever our increase is to April 1.
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My mortgage refinance went through today! That covers an extra $2k towards this between now and end of the year.
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