Final numbers from just my pay. He made money this year, and a little went into his retirement funds, for that matter, but we did not spend all of my take-home; part of it and all of his is still in our regular bank accounts where I don’t usually count them as saved.
Income (pretax):
Total
$201,084.40
PSLF
$142,610.05
Salary
$55,624.35
Overload teaching
$2,800.00
Wellness credit
$50.00
Savings:
Total
$175,605.50
PSLF
$142,610.05
Pension
$3,505.45
Health Savings Account
$6,350.00
457B
$11,140.00
IRA/Spousal IRA for 2019, funded late February 2020
Final Check-in
Debt payments (principal only): $275
Cash savings: $1,162.85
Roth IRA contribution: $250
Expected/estimated total 2020 pre-tax income: $56,000 Goal: $11,200
YTD debt payments (principal only): $9,683.77
YTD cash savings: $4,233.05
YTD Roth IRA contributions: $1,800 YTD Savings: $15,716.82 140% of goal
28% of expected pretax income saved!
Will need to see what I actually earned this year to do the final final calculation, but I’ll say that’s pretty darn good for someone who probably had no savings the previous year except for debt payment.