Lol I seem to go thru consumerist swings too but the pendulum eventually swings back to frugal or at least not ridiculous eventually!
I can’t believe it’s gone this many posts without someone revealing our poorly kept secret that this is actually a pet, food, and gardening forum where we occasionally discuss money.
And welcome, @madgeylou!
Oh yes I also talk about my pets and my yard. How could I have forgotten?
Welcome! I think we were FB friends for a spell- we might still be and I’m not sure haha. Welcome welcome!
Hi, Everyone!
My name is Shelby. I live in Texas with my wonderful partner and the sweetest 11 year-old dog. My professional field is in Art Museum Education and my partner is a librarian. We are both service-minded.
I make art and music and enjoy books, films, and television. My hobby is starting new hobbies. (Archery, metal detecting, tarot, juggling, etc…)
I started my personal finance journey in September 2018 thanks in major part to the OMD podcast. Since then I’ve paid off loads of debt (still a little more to go) and saved for retirement. My goal is financial independence so I can be more intentional with my own time.
Thanks for providing this wonderful community! I’m excited to be a part of it.
Cheers!
Hello hello and welcome!
Also your hobbies sound FUN.
Thanks! I don’t sit still very well.
Howdy from a fellow hobby collector! Glad to have you around
Ohhh hello we’ll get along great.
Welcome to the forums! Would you like a location flare badge? We have them by country or north american region (midwest, pacific northeast, living on a mountain, etc) Texas has its own because it is almost a country.
@anomalily Absolutely! I guess I’ll claim Texas.
Thank you!
Welcome!
Welcome! I’m looking forward to hearing about your many hobbies.
What kind of location flare do you have for the northeast?
Is there one for the southeast? I don’t think I have one.
I see what you did there.
Hello, Fauxpas here, reverting to an old old forum name that many here will recognize from other forums.
I am weirdly focused on money and always have been. It crosses the line of a healthy focus. I like to pile it up and count the piles. It represented FREEDOM to me, those piles.
But I am old now and retired many years, and I certainly have been spending it and enjoying it in recent times. Even in Covid time.
I accumulated assets on a modest public servant’s salary because I am old and many of the now-standard-to-life luxuries did not exist back when I started to a grow a stash.
I enjoyed the things in life that were free.
I never budgeted, never had a budget. I did however examine with scrutiny every tiny purchase I made, every dime I spent.I never tracked my spending but I always thought that would’ve been a useful exercise for me because I had the mindset for it.
A major thing that allowed me to be financially successful was this: I never had any debt. I didn’t have student loans. I had an old, reliable car that was paid for, so when I started my young adult life working for a low salary in the poorest state in the United States, I had enough money for a nice lifestyle. None of it went to pay interest.
And that is one of my obsessions about money —interest is The Enemy. I almost visualize interest in my mind as an entity that is out to harm me. Weird.
Interest is a leech that drains financial health. Unless you’re wielding it, then it’s a magical power that makes money grow.
Yes! I was gonna say. Most powerful force in the universe. And it can be working for, or against you. Like money itself- neutral, powerful, and easily assigned morality.