ohh! Hello @PinkTutu! Thanks for joining the forums! It’s awesome you have a paid off home! I’m sure we can learn a lot from you.
If you want a little budgeting consistency help, Budgetober has started and comes with free planner stickers at the end if that’s tempting 
Budgetober is BACK! Challenge October 1 - 31 🎃👻🦇
If you’re a planner person, do you do any bullet journal/planner style financial planning? I ask because I’m doing a livestream about paper budgeting systems and I’m boldly recruiting pictures