Challenge: Budgetober (Oct 1 - Oct 31)

I could go out to dinner with friends on Saturday, but don’t want to take the hit to my eating out budget. Though mostly I am feeling asocial and can use the budget to put another check in the “don’t wanna” column. Combo victory and fail.

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WHERE did you find leggings with pockets?!?!?!

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:joy: who knew this would be what stood out in my budget again!

Personally I’ve liked leggings from Athleta (a GAP company, mostly recycled materials) - they have a few lines with pockets with various materials. I now only buy leggings if they have pockets! I have tried on / bought some retail so I’m more familiar with sizing/materials and now buy used/discounted on Poshmark. I think they’re sometimes on Zulily discounted as well.

Someone else mentioned PACT organic leggings with pockets.

I haven’t tried but know Fabletics have cheap leggings with pockets as well.

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Not cheap at all (probably comparable to Athleta, as mentioned above), but I love Oiselle running (but can be used for whatever) tights: many of them have really great pockets, some have both zipper and non zipper.

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Victoria Secret has them too. My friend loves them.

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  • My goal for this challenge: to make sure my spending is in line with my overall values, and to track/adjust my budget categories as needed.
  • The budget categories I’m especially watching are
    ** Food, Clothing (I rarely spend here but it looks like I need different fall/winter gear than in the past and I have no clue how much I’ll need to spend), Pets, Fun Stuff, Vacation/Camping
  • My biggest challenge this coming week will be sticking to a meal plan and meal budget with working four long days in a row instead of having a day off in the middle to re-shop [/quote]

Successes Week Two:

  • Stayed within spending in YNAB budget categories.
  • Meal prepped Sunday; have packed all meals for the week so far
  • Spent only on items that bring value to my life - groceries; finally bought chairs for living room that I’ve had bookmarked for a very very long time, on a deep sale; waited for sales to fill gaps in winter clothing: merino wool long sleeve base layer for 75% off in garage sale section of local REI store, rain pants 65% off on REI website in men’s small - inseam is a little snug but I’m hoping they’ll still work to cover the backside while biking because they’re normally $$$; skirt and sweater at Goodwill that are perfect layering pieces for biking and exactly what I was hoping to find

Spending in Categories I’m Watching (accumulative for the month):

  • Food: $148.46
  • Clothing: $128.57 (which should now cover me for many years of winter needs)
  • Pets: $15ish - I forgot to separate this from groceries but bought soft treats and a treat ball toy for New Pup
  • Fun Stuff/Bday Shenanigans: $187 - no spending since that first week thank goodness
  • Vacation/Camping: $0 so far and with the weather forecast this coming weekend may stay that way! Yup, camping was canceled.

Challenges for this week that is half over already:

Not going overboard rearranging things to work better for dogs, and inadvertently deciding I need to buy a million plants or books or shelving or anything that I don’t actually need. Not getting super bored with current eating/meals. This won’t lead to me spending more, but it backfires and leads to me eating less, which is a different kind of budget that I also need to pay better attention to!

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I did not remember to withdraw the rest of my cash. How do I budget now?

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Waving my magic wand (recasting) I have been putting off paying a medical bill (for delivery of Puglet in April!) and just paid the whole thing last night $1,600! so recasting my budget to include this amount. New goal $3,600 I seriously hate paying medical bills but thankfully it’s pretty rare that it happens. *knock on wood

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Oops, forgot an annual subscription autorenews this month. $19.95 goes poof.
Amount remaining in spending fund: $24.68

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Here is my magic wand recast!! :woman_mage:

Rent + utilities: $750 (down from $780 overestimate)
Consumer debt: $800 minimum
Fitness : $50 - no change but I’ll likely be under
Groceries: $175 (up from $150 - I went to the vegan specialty foods shop, oops!, but worth it!)
Other: $175 (up from $100 I had categorized as eating out. Put all Sweaty’s birthday stuff in this category, plus any miscellaneous)
IRA: $100 - same
Transportation: $100 - same but expect to be under
Savings: $100

Will update where I’m at in all these on Sunday or Monday!

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Week 3 Check In:

Wegman’s $6.16
Farm shop $9.99
Aldi $56.82
Wegman’s $72.87

Total: $145.83

Super happy with this because it included fancy expensive local milk in glass jars, a random snack H wanted last night, and cupcake ingredients for spur of the moment treats for a pumpkin carving party.

So that puts me at $456.53/$600

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Spot on target! :dart:

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Went to Trader Joe’s today. Remaining in grocery budget: $82.50.
I think I am going to be OK here.

Still haven’t paid to eat out again. I’ve been the recipient of a lot of free work food over the past couple weeks, and Boss took us out to lunch yesterday so we could all drown our sorrows re the massive layoff that my company had yesterday. I was not that hungry so I got 2 meals out of my order. Since we had so much food ordered in to the office last week, I haven’t really wanted to eat out on my own time. But this isn’t usual, to have all that food, we were having some annual special events. Still, it’s lucky that it happened in Budgetober!

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I am a bit late to this, but I only get pockets with leggings now and in order:

  1. I love these leggings (the website looks spammy but seriously the leggings are legit.)

  2. These are good and the pockets are excellent and deep - they run sales often, too! I usually get them secondhand though.

  3. This is a brand from Target, but I check out the brand in store and wait for for the leggings to arrive on ebay or poshmark.

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I have a pair of the Popfit leggings. I couldn’t remember the name but I love their ads! It’s actually two sizes too big for me because my mom got it for herself and didn’t like it… but it’s surprisingly comfortable.

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I couldn’t remember the name, so I google “spammy leggings website pockets” and found it. May need to work on that element of their branding :wink: They have great ads though!

I got the popfit leggings like 2 months ago and I haven’t been able to skate in anything else since they are so good for skating!

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I just now noticed this and I approve of your priorities :ok_hand:

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I love all the suggestions, I had no idea leggings with pockets were even a thing and now I have so many options! :slight_smile:

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I’m staying at work late tonight because I have a redeye flight to catch (would make zero sense to try to go home before getting to the airport) and I have bought groceries that allow me to eat dinner, tomorrow’s breakfast, AND have plenty of snacks while relying ZERO PERCENT on airport food. And let me tell you, I’m way more excited about my TJ’s chocolate croissants than I could ever be about random bleh airport food.

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WEEK 3 STATUS UPDATE: (subtotal/month goal)
EDITTED: Groceries: $261/$220*!!!
Eating Out: $43.95/$75
Gas: $$25.39/$35 (got a 30¢/discount saving $3.67)^
Utilities: $103.57/$120^
Miscellaneous: $5.30/$100 (ship pkg)

*saved $21.74 today via store coupons (spent $58.82 on groceries today
!EDITED Groceries: Went to Costco and bought junkfood mostly (all on “sale” Christmas type stuff). Not even going to recast this. So $40 over Grocery Budget, but likely still OK on the total categories
^category done for the month

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