OK, so, I’m curious. How do you all arrive at a number that feels right for non-need spending? Like, how do you all set a number for things like eating out, clothing, fun, shopping?
I’m not sure that I can do a detailed budget this month but it makes sense for me to set some limits around those specific areas of spending. Especially since I have this big vacation bill sitting on my credit card (which has good cash back but a low limit so the card’s half full now, I NEVER let that happen).
Like, for some things (ahem, Halloween) I know I should just do no-spend at ALL, but I am not sure that is realistic and will likely lead to me waving my middle finger at the budget and spending anyway out of rebellion.